Moving home with your existing mortgage

Porting is the process of moving an existing mortgage secured on one property over to a new property.

Porting is not available with a buy-to-let mortgage under any circumstances.

So if you’re looking at a new investment property and considering how to fund this purchase, you’ll need to take out a new mortgage deal with another lender.

Find a new mortgage deal that’s right for you

We recommend that you speak to a mortgage broker to find a new mortgage that meets your needs. Please be aware that some brokers charge an advice fee for their services, so you may want to confirm this with them.

If you don’t have your own broker, you can visit the independent Unbiased website. You can use their website to find a mortgage broker who will then contact you to arrange an initial free, no-obligation discussion.

Once you’ve found a broker, we’d recommend you verify their details on the Financial Conduct Authority’s Financial Services Register.

To read more about remortgaging, please see the MoneyHelper website for further information. MoneyHelper is a government backed body that offers free, independent and impartial guidance.